1. Accepted Payment Channels

We facilitate secure transactions through globally recognized payment gateways. All prices listed on our platform are denominated in United States Dollars (USD). We currently accept the following methods:

Note: Your credit card or bank statement will reflect the merchant identifier “VIIRALGOODS”. Please ensure your payment method has sufficient funds and is authorized for online domestic transactions.

2. Security Infrastructure & Encryption

To provide the highest level of consumer protection, Viiralgoods operates on an encrypted infrastructure:

• SSL Encryption: Our platform utilizes 256-bit Secure Sockets Layer (SSL) technology to create a secure link between your browser and our server, ensuring all sensitive data remains private.
• PCI-DSS Compliance: We adhere to the Payment Card Industry Data Security Standard (PCI-DSS). We do not store, process, or transmit full credit card numbers on our internal servers.
• Tokenization: All card data is handled by Tier-1 payment processors (PayPal/Stripe) who use tokenization to ensure your financial credentials never touch our database.

3. Verification & Fraud Prevention

To protect both the consumer and our business, all orders undergo a rigorous verification process. Orders may be flagged for manual review if the billing address does not match the information registered with the issuing bank.

If your transaction is declined, we recommend verifying your CVV code and ensuring that your billing ZIP code is accurate. In some cases, your bank may require temporary authorization for furniture-scale purchases due to the transaction value.

4. Sales Tax Obligations

As a business entity operating within the State of Florida, Viiralgoods collects and remits sales tax as required by law based on the shipping destination. The applicable tax rate is determined at the final stage of checkout. We do not apply any “hidden” service fees or credit card surcharges; the total price confirmed at checkout is the final amount charged to your account.

5. Dispute Resolution

We encourage customers to contact our support team at support@viiralgoods.com directly regarding any billing discrepancies. Initiating a chargeback without prior communication may lead to permanent account suspension and delays in processing legitimate refund requests.